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 Joe Downs, CFP®, Founder
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Independent, Objective, Fee-Only Financial Advice
Fee-Only means No Conflict of Interest. Reality Financial Planning Services refuses commissions or kickbacks, so our motives are undiluted and our commitment to you uncompromised. Our sole interest is helping you achieve your financial life of significance.
No Account Minimums
Finally, financial success available for everyone. RFPS offers financial planning services to empower people in all stages of the financial cycle regardless of their net worth. Real Solutions for Real People.
Comprehensive or Hourly, Needs-based Services - Focused on YOU!
We offer needs-based services and consultations, enabling our clients to select only what they need, and create or review a financial plan at accessible hourly rates. For clients ready for more comprehensive asset management, we offer on-going services on a retainer basis.
Real Solutions! Email or call today – to set up your no obligation, "Get Acquainted" meeting. (941) 366-5700.

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